AI bill audits for the bills nobody else will fight for you.
Upload or paste your itemized medical bill. ClearCharge's rules engine checks every line against typical reasonable charges, flags duplicate billing and out-of-network surprises, and writes a dispute letter you can send today — free and unlimited, not a cut of your savings.
No sign-up required. Free and unlimited, supported by ads — nothing you enter is stored or transmitted. See ad-free plans.
Medical bills are wrong more often than they're right.
of hospital bills contain at least one billing error1
average overcharge found on bills over $10,0002
lost to billing overcharges every year, industry-wide2
the No Surprises Act began protecting patients from certain out-of-network balance bills3
1. Healthline — "80% of Hospital Bills Have Errors" 2. BillKarma — Medical Billing Errors Statistics 2026 3. CMS — No Surprises Act
Three steps. About five minutes.
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01
Upload or paste your bill
Drop in a photo or PDF of your itemized statement and ClearCharge reads it on-device with OCR, or paste the line items yourself — description, billing code, quantity, and charge. No account needed.
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02
The AI flags what looks wrong
Every line is checked against typical reasonable charges, scanned for duplicate billing, unusual quantities, and out-of-network surprise-billing violations.
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03
Get your dispute letter
ClearCharge drafts a letter citing the specific errors found, in plain language, ready to send to your provider's billing department.
Most bill-negotiation services only take cases over $5,000 — and keep 10–25% of whatever you save.
Services like Goodbill and Resolve rely on human reviewers, so they focus on large bills where a big percentage cut is worth their time. ClearCharge is fully automated and free to use — supported by ads, not a cut of your savings — so it works on any bill size.
Free by default. Upgrade only if you want to.
Free
$0 unlimited
Unlimited bill audits and dispute letters, supported by ads on the results and letter pages.
Plus
$4.99 /mo
Ad-free, saves your bill history, and prioritizes processing.
Advocate / Pro
$49 /mo
Bulk audits and exportable reports for advocates & nonprofits.
See which local clinics and pharmacies accept your FSA or HSA card before you book. (Placeholder ad unit — no ad network is connected in this prototype.)
Got a bill that doesn't look right?
Run it through ClearCharge's analyzer now — it's free and unlimited, takes about two minutes, and nothing you enter is saved.
Check My Bill — Free